Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–8 results in Paris, TX metro · Few institutions in Paris, TX metro: choose a wider area in the filters
- Credit Union of TexasHigh Yield SavingsSavings · $1,000 min · 0.10%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000Requirements
Product: Initial opening and subsequent deposit funds must be new money not previously held by any member of the Credit Union. Limited to 1 account per membership. Must maintain a minimum daily balance of $1,000.00 to avoid $10.00 monthly service fee. Minimum average daily balance of $100.00 required to earn disclosed APY. $10.00 fee per withdrawal or transfer in excess of 6 per month.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends. If average daily balance falls below $1,000, earns interest at applicable variable rate.
0.10% interest rate · $10 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 3.25% Over $25,000 1.35% Rate checked
More details - Red River Credit UnionMoney MarketMoney Market · $2,500 min · 2.60%–2.90% by balance
Credit union · 2 branches
2.60%APY$260 a year on $10,000Requirements
Product: Minimum required balance is $2,500.00 to prevent a $5.00 minimum balance violation fee. Minimum check clearing amount is $500.00. Transaction violation fee of $35.00 for exceeding 6 Reg D transactions per month. Dividends credited/compounded monthly based on daily balance. Membership required.
Offer: Dividends credited/compounded monthly. Rates based on daily balance.
2.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 2.60% $100,000 – $250,000 2.75% $250,000 and up 2.90% Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - Credit Union of TexasRegular Money MarketRegular Money Market · $2,000 min · 1.00%–1.50% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest compounds monthly at a variable rate. NCUA insured. Membership required. Limit of 6 withdrawals per month may apply.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,000 1.00% $2,000 – $10,000Your amount 1.00% $10,000 – $20,000 1.00% $20,000 – $40,000 1.25% Over $40,000 1.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Base savings (share) account required to maintain membership. Dividends credited/compounded quarterly based on daily balances.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Make deposits anytime throughout the year. Total balance transfers to Regular Savings on March 1st. Dividends credited/compounded quarterly based on daily balances.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must purchase and maintain 1 share ($5.00 par value) and pay a $20.00 nonrefundable membership fee. Minimum average daily balance of $100.00 required to obtain disclosed APY. Must maintain a minimum daily balance of $50.00, have transaction activity within past 90 days, and have other active accounts with CUTX to avoid the $5.00 monthly service fee. Limited to 6 withdrawals/transfers per statement period.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · $5 monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum average daily balance of $100.00 required to earn dividends. Fee of $5.00 applies for each withdrawal or transfer in excess of 6 per calendar year.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Paris, TX metro
8 accounts at 3 banks and credit unions · checked Oct 16
- Typical
- 0.55%
- Top 10% from
- 2.80%
- Banks, typical
- 2.00%
- Credit unions, typical
- 0.10%
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Paris, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Red River Credit UnionCredit union · 2 branches
- Credit Union of TexasCredit union · 1 branch