Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Prescott Valley, AZ
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - OneAZ Credit UnionMoney Market CheckingMoney Market Checking · $1,000 min · 0.50%–2.56% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Only the funds that comprise each tier will earn the rate for that tier. Minimum balance fee of $10.00 per month applies if minimum balance requirements are not met.
Offer: Only the funds that comprise each tier will earn the rate for that tier.
0.60% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 – $5,000 0.50% $5,000 – $10,000Blended APY ranges from 0.50% to 0.80%. 1.11%* $10,000 – $25,000Your amountBlended APY ranges from 0.80% to 1.23%. 1.51%* $25,000 – $50,000Blended APY ranges from 1.23% to 1.55%. 1.87%* $50,000 – $100,000Blended APY ranges from 1.55% to 1.79%. 2.03%* $100,000 and upBlended APY ranges from 1.79% to 2.48%. 2.56%* Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Desert FinancialMoney MarketMoney Market · $2,000 min · 0.75%–2.75% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Must meet Desert Financial's membership eligibility and credit qualification requirements. Must maintain a Membership Savings account.
Offer: Must maintain a minimum daily balance of $2,000 to earn dividends and to avoid paying a $15 monthly low-balance fee. Rate is variable and may change after opening.
0.75% interest rate · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.75% $10,000 – $24,999Your amountMust maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 0.85% $25,000 – $49,999Must maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 1.00% $50,000 – $99,999Must maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 1.60% $100,000 – $249,999Must maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 2.25% $250,000 and upMust maintain a minimum daily balance of $2,000 to avoid paying a $15 monthly low-balance fee. 2.75% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Rates current as of 10/01/2026 9:15 AM (mst)
0.10% interest rate
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.65% Rate checked
More details - Adams Bank & TrustConsumer Money Market SavingsConsumer Money Market Savings · $100 min · 0.10%–1.50% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: $2 monthly service fee is waived with a $100 minimum balance, or for account holders under 18 and college students under 24 with a valid student ID. The interest rate and annual percentage yield may change after account opening. First 3 monthly withdrawals are free, then $1 per withdrawal, up to a maximum of 6 withdrawals per month.
Offer: Rate applies to balances from $0 to $1,499.99. Rate may change after account opening. $2 monthly service fee waived with $100 minimum balance, or for account holders under 18 and college students under 24 with valid student ID. First 3 monthly withdrawals are free, then $1 per withdrawal, up to 6 withdrawals per month.
0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Consumer Money Market Savings Balance APY Up to $1,500 0.10% $1,500 – $5,000 0.20% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 1.10% $50,000 and up 1.50% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Extends NCUA share insurance coverage while earning tiered dividend returns.
Offer: Balance tier < $100,000.
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Extended Insurance Sweep Balance APY Up to $100,000Your amount 0.50% $100,000 – $249,999 2.75% $250,000 – $499,999 2.90% $500,000 – $999,999 3.00% $1,000,000 and up 3.05% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - OneAZ Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.10%–1.01% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Minimum opening deposit is $1,000. In order to earn disclosed APY, must maintain a balance of at least $1,000 each day. In order to avoid the monthly maintenance fee of $10.00, account balance must be at least equal to $1,000 on the last calendar day of the month. Only the funds that comprise each tier will earn the rate for that tier.
Offer: Monthly fee of $10.00 waived if balance is at least $1,000 on the last calendar day of the month. Only the funds that comprise each tier will earn the rate for that tier.
0.10% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $5,000 0.10% $5,000 – $10,000Blended APY ranges from 0.10% to 0.15%. 0.20%* $10,000 – $25,000Your amountBlended APY ranges from 0.15% to 0.24%. 0.30%* $25,000 – $50,000Blended APY ranges from 0.24% to 0.32%. 0.40%* $50,000 – $100,000Blended APY ranges from 0.32% to 0.41%. 0.50%* $100,000 and upBlended APY ranges from 0.41% to 0.94%. 1.01%* Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Prescott Valley, AZ
41 accounts at 11 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.80%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Prescott Valley, AZ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Flagstar BankBank · 3 branches
- OneAZ Credit UnionCredit union · 6 branches