Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–10 results in Stephenville, TX metro · Few institutions in Stephenville, TX metro: choose a wider area in the filters
- 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: All funds used to open, and subsequently fund, the savings account must be new funds, not currently on deposit with EECU. Interest is accrued and credited quarterly. Limited-time offer subject to change.
Offer: New money required to fund. No minimum opening deposit and no monthly or maintenance account fees. Interest accrued and credited quarterly.
Promotional rate · 2.96% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - TexasBankEmpower Money MarketEmpower Money Market · $1,000 min · 0.00%–2.02% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid the $10 monthly service charge by maintaining a minimum daily/average daily balance of $15,000 or more.
Offer: Rate paid on the entire balance if daily balance is less than or equal to $0.99. Account will not earn interest on balances less than $1.00. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Empower Money Market Balance APY Up to $1 0.00% Up to $100,000Your amount 1.00% $100,000 – $250,000 1.26% $250,000 – $1,000,000 1.76% $1,000,000 – $5,000,000 1.76% $5,000,000 and up 2.02% Rate checked
More details - City BankMMDA Investment PersonalMMDA Investment Personal · $1,500 min · 0.00%–1.31% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Variable rate account where interest rate and APY may change at discretion. $12.00 service charge imposed every statement cycle if balance falls below $1,500 any day of the statement cycle. $5.00 service charge per statement cycle for paper statements (avoidable by signing up for free e-statements through online banking).
Offer: A service charge of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,500 any day of the statement cycle.
0.00% interest rate · $12 monthly fee
Rate by balance
Rate by balance for MMDA Investment Personal Balance APY Up to $1,500 0.00% $1,500 – $25,000Your amount 0.80% $25,000 – $50,000Avoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.06% $50,000 – $100,000Avoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.16% $100,000 and upAvoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.31% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $300 minimum opening deposit. $10 service charge per statement cycle if balance falls below $300 on any day of the statement cycle. $5 service charge per statement cycle for paper statements (free e-statements).
Offer: A $10 service charge is imposed each statement cycle if the balance falls below $300 on any day.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.75% Rate checked
More details - Members Trust Federal Credit UnionSuper Saver Money MarketSuper Saver Money Market · $0 min · 0.00%–1.76% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Rates as of 10/06/2026. Monthly service charge of $5.00 applies if balance is less than $500 at end of cycle.
Offer: Balance less than $500.00.
0.00% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Saver Money Market Balance APY Up to $500 0.00% $500 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $100,000 0.90% $100,000 – $200,000 1.06% $200,000 – $5,000,000 1.21% $5,000,000 and up 1.76% Rate checked
More details - Members Trust Federal Credit UnionPremier SavingsSavings · 0.00%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Rates for July, August, and September 2026. APY and APR are subject to change; fees may reduce potential earnings.
Offer: Applies to balances < $500.00.
0.00% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $500 0.00% $500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.75% $100,000 – $200,000 0.90% $200,000 and up 1.00% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum opening balance of $5.00. Must maintain a minimum daily balance of $100.00 each day to obtain disclosed APYs. Tiered rates and APYs subject to average daily balances. Interest accrued and credited quarterly.
Offer: Must maintain a minimum daily balance of $100.00 each day to obtain APY. Interest accrued and credited quarterly.
0.45% interest rate · No monthly fee · Effective Jul 21, 2023
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,500 0.45% $2,500 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.50% $100,000 and up 0.55% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Stephenville, TX metro
10 accounts at 5 banks and credit unions · checked Oct 16
- Typical
- 0.70%
- Top 10% from
- 2.10%
- Banks, typical
- 0.90%
- Credit unions, typical
- 0.48%
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Stephenville, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EECUCredit union · 1 branch
- Members Trust Federal Credit UnionCredit union · 1 branch