Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–22 results in San Juan, PR metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Effective May 1, 2026. Maintain $300 combined monthly average balance to avoid $10 monthly fee. Minimum daily balance to earn interest is $300. Excess item fee of $10 per transaction in excess of 6 per statement cycle.
Offer: Minimum daily balance to earn interest is $300. $10 fee waived by maintaining $300 combined monthly average balance. $10 excess transaction fee over 6 per statement cycle.
$10 monthly fee · Effective May 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires an initial deposit of $25 to establish membership. Balances $250 and greater earn dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Foundational account for credit union membership. Up to 6 penalty-free withdrawals per month.
Offer: BCU covers the $1 minimum deposit requirement. No monthly maintenance fees. Up to 6 penalty-free withdrawals per month.
0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union with a $5 savings deposit. Online opening requires agreement to electronic delivery of disclosures and statements.
0.01% interest rate · Effective Oct 9, 2026
Rate checked
More details - VAPR Federal Credit UnionRegular Shares / Cuentas de AccionesSavings · $30 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.00%APY$0 a year on $10,000intro rateRequirements
Product: Keep account active to avoid inactivity fees. Minimum to open is $30.00 (Spanish page / English page). Rates effective through November 30, 2026.
Promotional rate · 0.00% interest rate · Effective Nov 30, 2026
Rate by balance
Rate by balance for Regular Shares / Cuentas de Acciones Balance APY Up to $24,999Your amount 0.00% $25,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Juan, PR metro
22 accounts at 8 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 0.49%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.05%
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San Juan, PR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 4 branches
- CitiBank · 2 branches