Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–12 results in Ozark, AL metro · Few institutions in Ozark, AL metro: choose a wider area in the filters
- 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: A High-Yield Checking or Cash Back Checking account is required to have a High-Yield savings account. Limit of one account per member. No monthly maintenance fee, no minimum deposit to open, and no minimum balance required to earn rewards. Qualifying for linked High-Yield or Cash Back Checking rewards requires at least 15 debit card transactions, at least 1 direct deposit or ACH payment transaction, and enrollment in e-statements during each Monthly Qualification Cycle.
Offer: Requires linked High-Yield Checking or Cash Back Checking account qualifications met during Monthly Qualification Cycle (15+ debit card transactions, 1+ direct deposit/ACH, and enrolled in e-statements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - All In Credit UnionMoney Market AccessMoney Market Access · $0 min · 1.11%–1.66% by balance
Credit union · 7 branches
1.11%APY$111 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance, compounded monthly, and credited monthly. Rates are declared monthly and may change after the account is opened.
1.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Access Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.26% $50,000 – $175,000 1.46% $175,000 and up 1.66% Rate checked
More details - MTC Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.00%–1.91% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest is compounded daily and paid monthly. Limited to six withdrawals per month; subject to a $10 fee per excessive withdrawal. A $10.00 monthly fee applies if balance falls below the minimum balance.
1.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $15,000Your amount 1.00% $15,000 – $50,000 1.00% $50,000 – $75,000 1.20% $75,000 – $100,000 1.45% $100,000 and up 1.91% Rate checked
More details - All In Credit UnionPreferred Financial Advisor Savings AccountSavings · $0 min · 0.65%–3.96% by balance
Credit union · 7 branches
0.65%APY$65 a year on $10,000Requirements
Product: Account eligibility requires meeting with an All In Credit Union Preferred Financial Advisor. Dividends are compounded and credited monthly based on the average daily balance. Rate is based upon FHLB borrowing rate less (0.25%) basis points on the last business day of the month and changes on the 1st of each month.
Offer: Dividends compounded and credited monthly. Rate based on FHLB borrowing rate less 0.25% basis points. Eligibility requires meeting with an All In Credit Union Preferred Financial Advisor.
0.65% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Preferred Financial Advisor Savings Account Balance APY Up to $150,000Your amount 0.65%* $150,000 and up 3.96%* Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: The par value of each share will be $0.01. Rates are declared quarterly and may change after the account is opened.
Offer: Rates are declared quarterly and may change after the account is opened. The par value of each share will be $0.01.
0.65% interest rate
Rate checked
More details - MTC Federal Credit UnionShare Savings AccountSavings · $50 min · 0.05%–0.40% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Initial deposit of $50 required to open and establishes MTC Federal Credit Union membership.
0.05% interest rate
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $1,000 0.05% $1,000 – $7,500 0.10% $7,500 – $15,000Your amount 0.10% $15,000 – $50,000 0.10% $50,000 – $75,000 0.20% $75,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details - MTC Federal Credit UnionCustom Savings AccountSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No minimum deposit required to open. Set up as many Custom Savings accounts as desired.
0.05% interest rate
Rate by balance
Rate by balance for Custom Savings Account Balance APY Up to $1,000 0.05% $1,000 – $7,500 0.10% $7,500 – $15,000Your amount 0.10% $15,000 – $50,000 0.10% $50,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: A High-Yield Checking or Cash Back Checking account is required to have a High-Yield savings account. Limit of one account per member. No monthly maintenance fee, no minimum deposit to open, and no minimum balance required to earn rewards. Qualifying for linked High-Yield or Cash Back Checking rewards requires at least 15 debit card transactions, at least 1 direct deposit or ACH payment transaction, and enrollment in e-statements during each Monthly Qualification Cycle.
Offer: Base rate earned on entire average daily balance when linked High-Yield Checking or Cash Back Checking account qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Ozark, AL metro
12 accounts at 3 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.10%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.65%
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Ozark, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- All In Credit UnionCredit union · 7 branches