Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Lynchburg, VA metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 membership share required to qualify for Beacon products. Dividends compounded monthly.
Offer: Balance to earn APY $200. Dividends compounded monthly.
0.10% interest rate · Compounded monthly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility and credit qualification requirements may apply. Minimum $5 to establish and maintain membership. No monthly service charges. Average daily balance of $100.00 required for dividend. Dividend calculated and paid monthly.
Offer: $100 Minimum Balance to Earn Dividends. Average daily balance of $100.00 required for dividend. Dividend calculated and paid monthly.
0.10% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - Central Virginia Federal Credit UnionBasic Savings AccountsSavings · $250 min
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum to open and maintain is $5. One-time $5 membership fee for first account. A low minimum balance of $250 earns monthly dividends. Quick Tip: Open additional share savings accounts customized and identified to meet individual savings needs (taxes, home improvements, education, vacation).
Offer: A minimum balance of $250 is required to earn interest. Minimum balance to open and maintain is $5.00.
Rate checked
More details - 0.10%APY$10 a year on $10,000
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires linked Kasasa Cash or Kasasa Cash Back checking account. Qualification requirements met in checking account: post at least 1 direct deposit or ACH payment transaction, make at least 15 debit card purchases, and enroll in e-statements during Monthly Qualification Cycle. No monthly maintenance fee. Limit 1 account per SSN/ITIN.
Offer: Base rate on all balances if Kasasa Cash or Kasasa Cash Back qualifications are not met. No monthly maintenance fee.
Qualified rate · No monthly fee · Effective Dec 12, 2023
Rate checked
More details - Kemba Roanoke FCUMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires credit union membership including purchase and maintenance of minimum required membership share. Minimum balance to open and maintain account is $2,500.00.
Offer: Tier 1 ($2,500 - $49,999). Minimum balance to avoid service fee is $2,500. Dividends compounded and credited monthly.
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $49,999Your amount 0.10% $50,000 – $99,999 0.20% $100,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires an initial deposit of $25 to establish membership. Balances $250 and greater earn dividends.
0.05% interest rate · Effective Oct 1, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
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More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - Beacon Credit UnionPremier Money MarketPremier Money Market · $100 min · 0.01%–4.00% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Available only on new accounts for members who have not had an open consumer or business money market account within the past 90 days. Must be funded with new money not already on deposit with Beacon. Requires a $5 membership share to qualify for Beacon products.
Offer: Tier 1 rate. Dividends compounded monthly based upon highest tier applicable to average daily balance.
Promotional rate · 0.01% interest rate · Compounded monthly
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $2,500 0.01% $2,500 – $25,000Your amountTier 2 rate. 0.05% $25,000 – $50,000Tier 3 rate. 2.50% $50,000 – $100,000Tier 4 rate. 3.00% $100,000 – $500,000Tier 5 rate. 3.50% $500,000 and upTier 6 rate. 4.00% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linking to a Kasasa Cash or Kasasa Cash Back checking account. Limit of one Kasasa Saver account per Social Security Number.
Offer: Base rate when linked Kasasa Cash or Kasasa Cash Back account qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 14, 2021
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically provided upon joining KEMBA. No minimum balance required to maintain account.
Offer: Dividends compounded and credited monthly. Minimum deposit required to earn dividends varies.
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lynchburg, VA metro
57 accounts at 20 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.13%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Lynchburg, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Beacon Credit UnionCredit union · 5 branches
- Blue Eagle Credit UnionCredit union · 1 branch
- Virginia Credit UnionCredit union · 2 branches