Compare Bank & Credit Union Rates
Best savings rates in U.S. Virgin Islands
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–11 results in United States Virgin Islands
- 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Open to credit union members. Deposits are federally insured by the NCUA up to $250,000.
Offer: Dividends are paid monthly and compounded daily. Dividend rates are based on credit union earnings and not guaranteed. Minimum daily balance to earn APY is $10.00.
0.50% interest rate · Compounded daily
Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Combined checking and savings; only the savings portion earns interest. Combined balances of Oriental Bank deposits and OFS investments determine the savings APY/interest rate. Minimum opening deposit $1,000 for the checking portion; no minimum opening deposit for the savings portion. Savings portion accrues variable tiered interest from a $0.01 balance in that portion. Interest calculated on average daily balance in the savings portion. Combined balances of $5,000 or more per cycle required for the disclosed APY tiers (up to 2.00% APY).
Offer: Tier 1. Combined balances $5,000.00–$9,999.99 determine the rate; APY applies only to the savings portion. Minimum $0.01 in the savings section to accrue interest.
Qualified rate · 0.30% interest rate
Rate by balance
Rate by balance for Elite Account Balance APY $5,000 – $10,000 0.30% $10,000 – $25,000Your amountTier 2. Rate applies only to the savings portion; $0.01 minimum in that section to accrue interest. 0.30% $25,000 – $50,000Tier 3. Rate applies only to the savings portion; $0.01 minimum in that section to accrue interest. 0.60% $50,000 – $100,000Tier 4. Rate applies only to the savings portion; $0.01 minimum in that section to accrue interest. 0.90% $100,000 – $250,000Tier 5. Interest rate 1.09% and APY 1.10% apply only to the savings portion; $0.01 minimum in that section to accrue interest. 1.10% $250,000 – $1,000,000Tier 6. Interest rate 1.49% and APY 1.50% apply only to the savings portion; $0.01 minimum in that section to accrue interest. 1.50% $1,000,000 and upTier 7. Interest rate 1.98% and APY 2.00% apply only to the savings portion; $0.01 minimum in that section to accrue interest. 2.00% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Variable-rate consumer savings for individuals 18+ (personal/household use) residing in the U.S. or its territories. Average daily balance method; interest compounded and credited monthly. An average daily balance of $500 is required during the cycle to accrue the disclosed APY. No fees for the first three cycles; thereafter a $7 monthly minimum-balance fee applies if average daily balance is under $500. ATH Móvil and People Pay available on this account. Marketing pages also list a $25 opening deposit; TISA/disclosure and later product pages state $1.
Offer: Ahorra with Libre relationship / Libre+ APY on $500.00–$999.99. Must be primary holder of both accounts. Additional +0.10% APY vs standard activates after three consecutive cycles of eligible direct deposits of $1,500 or more per cycle into Cuenta Libre (reflected next cycle; remains while requirements are met). Older marketing instead required $2,000 per cycle. Table states this APY for $500–$24,999.99. Interest rate for the relationship APY is not separately stated.
Qualified rate · $7 monthly fee
Rate by balance
Rate by balance for Ahorra Account Balance APY $500 – $1,000 0.30% $1,000 – $10,000Ahorra with Libre relationship / Libre+ APY on $1,000.00–$9,999.99. Primary holder of both accounts. +0.10% APY after three consecutive Libre direct-deposit cycles of $1,500 or more each (older pages: $2,000). Interest rate not separately stated. 0.30% $10,000 – $25,000Your amountAhorra with Libre relationship / Libre+ APY on $10,000.00–$24,999.99. Primary holder of both accounts. +0.10% APY after three consecutive Libre direct-deposit cycles of $1,500 or more each (older pages: $2,000). Interest rate not separately stated. 0.30% $25,000 – $100,000Standard tier. $7 monthly minimum-balance fee waived for first three cycles and thereafter if average daily balance is $500 or more. 0.30% $100,000 – $250,000Standard tier. $7 monthly minimum-balance fee waived for first three cycles and thereafter if average daily balance is $500 or more. 0.35% $250,000 and upStandard tier. $7 monthly minimum-balance fee waived for first three cycles and thereafter if average daily balance is $500 or more. 0.45% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Variable-rate consumer savings for individuals 18+ (personal/household use) residing in the U.S. or its territories. Average daily balance method; interest compounded and credited monthly. An average daily balance of $500 is required during the cycle to accrue the disclosed APY. No fees for the first three cycles; thereafter a $7 monthly minimum-balance fee applies if average daily balance is under $500. ATH Móvil and People Pay available on this account. Marketing pages also list a $25 opening deposit; TISA/disclosure and later product pages state $1.
Offer: Standard tier. Average daily balance $500.00–$999.99 required to accrue this rate. $7 monthly minimum-balance fee waived for first three cycles and thereafter if average daily balance is $500 or more.
Qualified rate · 0.20% interest rate · $7 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Basic savings account that establishes credit union membership. Dividends are calculated on the average daily balance, paid and compounded quarterly. Share accounts are variable rate accounts subject to change without notice. Minimum average daily balance may be required to earn dividends.
Offer: Variable rate account. Minimum average daily balance may be required to earn dividends. Dividends calculated on average daily balance, paid and compounded quarterly. Fees could reduce earnings.
Compounded quarterly · Effective Feb 1, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Jun 1, 2020
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic required account to be a member of Mid-Island FCU. Must maintain a $25.00 minimum balance to keep good-standing membership. Dividends paid quarterly.
Offer: Must maintain a $25.00 minimum balance.
0.10% interest rate · Effective Jun 1, 2020
Rate checked
More details - PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Savings account dividends are declared after the end of each quarterly period. Become a member for as little as $5.00.
Offer: As of April 2020. Open a savings account with as little as $25 to start earning dividends.
0.04% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union with a $5 savings deposit. Online opening requires agreement to electronic delivery of disclosures and statements.
0.01% interest rate · Effective Oct 9, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in United States Virgin Islands
11 accounts at 6 banks and credit unions · checked Oct 22
- Typical
- 0.15%
- Top 10% from
- 0.50%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.10%
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United States Virgin Islands
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 1 branch