Credit union · NCUA insured
Frederiksted Federal Credit Union
A $24.4M credit union headquartered in Frederiksted, VI, with 2,982 members and 1 branch in U.S. Virgin Islands. Best rates: savings 0.04% APY.
Frederiksted Federal Credit Union Carrot Score
60
Carrot Score
Higher than 0% of U.S. banks and credit unions
#7 of 7 in United States Virgin IslandsHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Frederiksted Federal Credit Union
Frederiksted Federal Credit Union is a member-owned financial institution located in historic downtown Frederiksted, St. Croix, U.S. Virgin Islands.
The credit union has been serving the Virgin Island community for over six decades.
- Headquarters
- 59 Queen St, Frederiksted, VI 00840
- NCUA charter
- 8069
Branches
1 branch in U.S. Virgin Islands
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U.S. Virgin Islands
1 branch
- Frederiksted Federal Credit UnionMain office59 Queen St, Frederiksted, VI 00840Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.49% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.26% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.07% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $33 | $59 | — |
- CapitalNet worth ratio17.49%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.26%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.07%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$33Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Frederiksted Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.