Compare Bank & Credit Union Rates
Best savings rates in Waipahu, HI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–19 results in Waipahu, HI
- 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly service charge of $5 is waived if you maintain a daily balance of $300, if the primary account holder is under 18 years old, or if you auto transfer at least $25 from an FHB checking account. $50 account closing fee applies if closed within 180 days of opening.
Offer: Rate may change after account opening.
$5 monthly fee · Effective Sep 3, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived if you maintain a daily balance of $1,000 or an average daily balance of $2,500, or if you are a Personal Priority Banking customer (limited to one Associated Account). $50 account closing fee applies if closed within 180 days of opening.
Offer: Tier applies to balances less than $2,500. Rate may change after account opening.
$10 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for MaxiMizer Balance APY Up to $2,500 0.02% $2,500 – $25,000Your amount 0.02% $25,000 – $100,000 0.03% $100,000 – $500,000 0.04% $500,000 – $1,000,000 0.04% $1,000,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Monthly service fee of $5 waived when you meet daily ledger balance of $500 or make a deposit totaling $25 and no withdrawals for that month. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Offer: Base rate without bonus interest requirement.
Qualified rate · 0.01% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY $1 and up 0.01% $10,000 and upYour amount 0.01% $25,000 and up 0.01% $100,000 and up 0.02% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee waived with minimum daily balance / ledger balance of $300.
Offer: Monthly service fee of $5 waived when maintaining a minimum daily ledger balance of $300.
0.01% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Waipahu, HI
19 accounts at 5 banks and credit unions · checked Oct 15–22
- Typical
- 0.02%
- Top 10% from
- 0.32%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.20%
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Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches