Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–54 of 54 in Georgia · median 11.82% APR
- 15.00%APRas low as
Terms
Variable APR for purchases, balance transfers, and cash advances is determined by adding 8.00% to the Wall Street Journal Prime Rate.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 15.81%APRas low as
Terms
Standard variable APR for purchases, cash advances, and balance transfers. Variable rate based on the preceding 4-week average of the 26-Week Treasury Bill plus a margin of 15.81%.
Credit card score 61 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 15.96%APRas low as
Terms
Fixed APR for purchases. Grace period is at least 25 days after the close of each billing cycle to avoid paying interest on purchases if the entire balance is paid by the due date.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as
Terms
Variable Annual Percentage Rate may be adjusted monthly and will be determined by adding a margin of 10.74% to the highest U.S. Prime Rate published in The Wall Street Journal five business days preceding the 1st calendar day of the month. Rate will not exceed 29.99%. Average daily balance method (including new purchases).
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - PenFed Credit UnionPenFed Power Cash Rewards Visa Signature Card · No annual fee
Credit union · 2 branches
17.99%APRas low asTerms
Purchase variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.75%APRas low as · up to 22.75%
18.75% APR, up to 22.75%
Terms
Variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Georgia
54 banks and credit unions · checked Oct 15–22
- Typical
- 11.82%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.00%
- Credit unions, typical
- 10.44%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches