Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–4 of 4 in Richmond, IN metro · median 14.88% APR
- 9.90%APRas low as
Terms
No annual fee. 25-day grace period. Approval based upon credit worthiness.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - Perfect Circle Credit UnionPCCU Visa Platinum Low Rate Credit Card · No annual fee
Credit union · 2 branches
11.75%APRas low asTerms
Credit Score: 800+
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Fixed APR at 18.00% for purchases, balance transfers and cash advances. As low as 18% APR. No annual fee.
Credit card score 60 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Richmond, IN metro
4 banks and credit unions · checked Oct 15–16
- Typical
- 14.88%
- Top 10% up to
- 10.46%
- Banks, typical
- 18.49%
- Credit unions, typical
- 11.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Richmond, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Merchants BankBank · 2 branches