Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Oneonta, NY metro · median 13.75% APR
- 9.90%APRas low as
Terms
Low non-variable interest rates. 25-day grace period. No cash advance fees.
Credit card score 84 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Purchases. Variable rate based on creditworthiness.
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 17.95%
13.75% APR, up to 17.95%
Terms
Variable APR based on Index/10-year U.S. treasury rate and applicable Margin (ranging from 8.80% - 18.55%). The above rates and credit limit are determined by credit worthiness.
Credit card score 64 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 18.00%
13.75% APR, up to 18.00%
Terms
Rates determined by creditworthiness. Variable rate subject to monthly change based on margin and index.
Credit card score 64 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 20.74%APRas low as · up to 27.74%
20.74% APR, up to 27.74%
Terms
Variable APR for purchases based on creditworthiness and the Prime Rate.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Oneonta, NY metro
5 banks and credit unions · checked Oct 16
- Typical
- 13.75%
- Top 10% up to
- 10.64%
- Banks, typical
- 20.74%
- Credit unions, typical
- 12.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Oneonta, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Leatherstocking Credit UnionCredit union · 1 branch
- Broadview Federal Credit UnionCredit union · 1 branch