Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in Hilo, HI metro · median 9.70% APR
- 7.90%APRas low as
Terms
Annual Percentage Rate (APR) for Purchases, Cash Advances, and Balance Transfers. Minimum credit limit $5,000, maximum credit limit $20,000. Minimum payment is the greater of $10 or 3.0% of the outstanding balance.
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
With rewards; fixed APR.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
25-day grace period for purchases
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
Rates based on creditworthiness. Save on purchases. Maximum line up to $15,000.00.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - CU Hawaii Federal Credit UnionMasterCard® Platinum (Rewards Card) · No annual fee
Credit union · 10 branches
11.00%APRas low asTerms
Fixed rate; credit limit $10,000.00 - $25,000.00; rewards program included
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Variable APR based on Prime Rate (Wall Street Journal) plus a margin of 5.50%. Max rate 18%. Adjusted quarterly. Minimum credit limit is $500, maximum is $50,000.
Credit card score 70 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Hilo, HI metro
6 banks and credit unions · checked Oct 22
- Typical
- 9.70%
- Top 10% up to
- 8.42%
- Credit unions, typical
- 9.70%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Hilo, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hawaii Community Federal Credit UnionCredit union · 9 branches
- Hawaii County Employees FCUCredit union · 1 branch
- CU Hawaii Federal Credit UnionCredit union · 10 branches