Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–4 of 4 in Centralia, IL metro · median 12.62% APR
- 12.25%APRas low as
Terms
Lowest rate advertised; individual rate may vary based on applicant credit, payment history, collateral, term of loan, and percent of product financed.
Credit card score 71 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Low, fixed rate. No annual fees and no balance transfer fees. Rate based on creditworthiness and membership eligibility.
Credit card score 70 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 22.74%
12.74% APR, up to 22.74%
Terms
Competitive variable APR from 8.99% to 18.99% after the first 12 billing cycles, determined by adding a margin to the highest U.S. Prime Rate published in the Wall Street Journal (based on a 3.25% Prime Rate).
Credit card score 69 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 16.00%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Ongoing regular APR based on creditworthiness. Rate includes all possible discounts.
Credit card score 61 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Centralia, IL metro
4 banks and credit unions · checked Oct 16
- Typical
- 12.62%
- Top 10% up to
- 12.32%
- Banks, typical
- 12.74%
- Credit unions, typical
- 12.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch