Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–2 of 2 in Bay City, TX metro · median 14.74% APR
- 11.50%APRas low as
Credit card score 75 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - First Service Credit UnionFirst Service Cash Back Visa® Credit Card · No annual fee
Credit union · 1 branch
17.99%APRas low asTerms
Standard APR subject to credit approval.
Credit card score 60 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Bay City, TX metro
2 banks and credit unions · checked Oct 6–16
- Typical
- 14.74%
- Top 10% up to
- 12.15%
- Credit unions, typical
- 14.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Bay City, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Service Credit UnionCredit union · 1 branch