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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 1–3 of 3 in Alpena, MI metro · median 11.50% APR

  1. Top Carrot, Carrot Score 88
    HPC Credit UnionVISA Platinum · No annual fee

    Credit union · 2 branches

    9.00%APRas low as
  2. Top Carrot, Carrot Score 87
    Wolverine State Credit UnionVisa Gold · No annual fee

    Credit union · 2 branches

    11.50%APRas low as
  3. Nicolet National BankClassic Credit Card · No annual fee

    Bank · 2 branches

    11.90%APRas low as · up to 23.90%

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Alpena, MI metro

3 banks and credit unions · checked Oct 16–17

Typical
11.50%
Top 10% up to
9.50%
Banks, typical
11.90%
Credit unions, typical
10.25%

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Alpena, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. HPC Credit UnionCredit union · 2 branches
  2. Alpena Alcona Area Credit UnionCredit union · 4 branches
  3. Wolverine State Credit UnionCredit union · 2 branches
See all ranked institutions

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