Compare Bank & Credit Union Rates
Best credit card rates in Puerto Rico
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–8 of 8 in Puerto Rico · median 13.05% APR
- 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Rate for purchases based on credit history.
Credit card score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Línea de crédito desde $500 hasta máximo de $5,000. Tasa determinada en base al historial de crédito. Cuota anual de $15.00.
Credit card score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable APR for purchases, balance transfers from other institutions, and convenience checks with Wealth Management program relationship.
Credit card score 77 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as
Terms
Rates can adjust quarterly subject to Prime Rates. Maximum rate is 18%. No balance transfer fee.
Credit card score 69 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.45%APRas low as · up to 23.45%
13.45% APR, up to 23.45%
Terms
Regular rate after 6-month promotional offer expires applies to purchases. $0 annual fee applies only to the first year.
Credit card score 66 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as
Terms
Standard purchase rate as low as 13.74% APR. Cash advance rate = 17.74% APR. Some rates are not available in Puerto Rico.
Credit card score 65 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - PenFed Credit UnionPenFed Power Cash Rewards Visa Signature Card · No annual fee
Credit union · 7 branches
17.99%APRas low asTerms
Purchase variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 18.99%APRas low as · up to 26.99%
18.99% APR, up to 26.99%
Terms
Variable APR for purchases and balance transfers is 18.99% - 26.99% based on creditworthiness. $0 annual fee with active Costco membership.
Credit card score 60 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Puerto Rico
8 banks and credit unions · checked Oct 15–22
- Typical
- 13.05%
- Top 10% up to
- 9.52%
- Banks, typical
- 13.45%
- Credit unions, typical
- 12.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Puerto Rico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 7 branches
- CitiBank · 2 branches