Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 results in Taylorville, IL metro
- 4.40%APY$440 over 1 year on $10,000
Requirements
Product: Call or stop in for full details. Special terms available: 6, 12, 18, 24, 30, and 36 months. Min deposit $1000.
Offer: Annual Percentage Yield of 4.40% for 12 Months. Min deposit $1000.
Rate checked
More details - First National Bank in TaylorvilleCertificates of DepositCD · 15 months · $1,000 min
Bank · 2 branches
4.30%APY$540 over 15 months on $10,000Requirements
Product: Automatically renewable. Interest may be compounded, paid directly to another FNBT deposit account, or paid by check. A penalty may be imposed for early withdrawal.
Offer: Special Rate. Minimum Daily Balance of $1,000.00 required to obtain APY.
4.22% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.10%APY$801 over 23 months on $10,000intro rate
Requirements
Offer: Deposit Special
Promotional rate · 4.04% interest rate · Effective Oct 6, 2026
Rate checked
More details - Taylorville Community Credit UnionShare CertificatesCD · 7 months · $1,000 min
Credit union · 2 branches
4.09%APY$237 over 7 months on $10,000intro rateRequirements
Product: Minimum deposit $1,000.00 to open. Early withdrawal penalties apply. APY requires stated minimum balance. Homepage also markets a 7-month CD special at 4.09% APY with $1,000 minimum.
Offer: $1,000–49,999.99 minimum balance to obtain APY. Marketed as 7-month CD special.
Promotional rate · 4.02% interest rate · Effective Oct 1, 2026
Rate checked
More details - Land of Lincoln Credit UnionShare Certificates (CDs)CD · 11 months · $10,000 min
Credit union · 1 branch
3.97%APY$363 over 11 months on $10,000Requirements
Offer: SPECIAL RATE: 11 MONTH. Automatically renewed at maturity for a successive period equal to the original term unless presented for payment on or within 10 days after maturity date. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
3.90% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.76%APY$376 over 1 year on $10,000
Requirements
Product: Automatically renews at current bank rate at maturity. Substantial penalty for early withdrawal.
Offer: APY assumes interest remains on deposit until maturity.
3.70% interest rate · Effective Sep 30, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.21%APY$240 over 9 months on $10,000intro rate
Requirements
Product: Temporary offer. Automatically renewable; at maturity term changes to 12 months at the 12-month CD rate then in effect. Interest credited and compounded at maturity. Early withdrawal penalty of 90 days interest.
Offer: APY assumes interest is added to deposit upon payment. APY calculated based on a term of 365 days. Must maintain minimum opening balance.
Promotional rate · 3.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 2.67%APY$1,112 over 48 months on $10,000
Requirements
Product: Automatically renewable. Fixed interest rates for original term. Interest rate changes can occur at maturity. Assumes interest added to deposit upon payment, withdrawal of interest will reduce future earnings and stated yield. Early withdrawals result in an early withdrawal penalty.
Offer: 48 Month CD. APY calculated based on a term of 365 days.
2.65% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Taylorville, IL metro
82 CDs at 8 banks and credit unions · checked Oct 6–16
- Typical
- 2.15%
- Top 10% from
- 4.08%
- Banks, typical
- 1.86%
- Credit unions, typical
- 2.95%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch