Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–7 results in Sterling, CO metro
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 3.98%APY$4,774 over 120 months on $10,000
Requirements
Offer: Penalty: 3 MO+ early withdrawal penalty
3.90% interest rate
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More details - 3.80%APY$284 over 9 months on $10,000
Requirements
Product: FDIC insured. Early withdrawal penalty may be imposed. Fees may reduce earnings. Maturities range from 90 days to 48 months.
Offer: Featured as 9 Month CD SPECIAL.
3.75% interest rate · Effective Aug 1, 2026
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More details - Sterling Federal Credit UnionShare Certificates / CDsCD · 12 months · $1,000 min
Credit union · 1 branch
3.51%APY$351 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply. Dividends are paid and compounded monthly. Rate is specific to the term.
Compounded monthly · Effective Aug 18, 2026
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More details - 3.46%APY
Requirements
Offer: Penalty: 12 MO early withdrawal penalty
3.40% interest rate
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Sterling, CO metro
58 CDs at 5 banks and credit unions · checked Oct 22
- Typical
- 2.87%
- Top 10% from
- 3.81%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.15%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches