Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–3 results in Hillsdale, MI metro · Few institutions in Hillsdale, MI metro: choose a wider area in the filters
- 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
Rate checked
More details - Community Choice Credit UnionCertificates of DepositCD · 25 months · $500 min
Credit union · 1 branch
4.30%APY$917 over 25 months on $10,000Requirements
Product: Rates subject to change at any time. Penalty for early withdrawal applies.
Offer: Special rate subject to change at any time without notice. Not available for Public Units and Municipalities.
Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$530 over 18 months on $10,000
Requirements
Product: Non-compounding; payout of dividends is mandatory (monthly, quarterly, semi-annually, or annually). Calculated by daily balance method. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: Early withdrawal penalty may apply. Non-compounding.
3.50% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hillsdale, MI metro
24 CDs at 3 banks and credit unions · checked Oct 16–17
- Typical
- 3.35%
- Top 10% from
- 4.26%
- Banks, typical
- 4.25%
- Credit unions, typical
- 1.50%
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Hillsdale, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Flagstar BankBank · 1 branch