Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–9 results in Fort Morgan, CO metro
- Wray State BankBrush State Bank Personal Certificate of DepositCD · 24 months · $200 min · 5.09%–5.20% by balance
Bank · 1 branch
5.09%APY$1,044 over 24 months on $10,000Requirements
Product: Interest compounded quarterly and credited quarterly. APY assumes interest remains on deposit until maturity. Automatically renews at maturity. Early withdrawal penalty may apply. Deposits allowed at the sole discretion of the bank.
Compounded quarterly · Effective Sep 14, 2026
Rate by balance
Rate by balance for Brush State Bank Personal Certificate of Deposit Balance APY $200 and upYour amount 5.09% $50,000 and up 5.20% Rate checked
More details - Wray State BankWray State Bank Personal Certificate of DepositCD · 24 months · $200 min · 5.09%–5.20% by balance
Bank · 1 branch
5.09%APY$1,044 over 24 months on $10,000Requirements
Product: Automatically renews at maturity. Early withdrawal penalty may apply. Speak to a banker for details, fees and terms.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Wray State Bank Personal Certificate of Deposit Balance APY $200 and upYour amount 5.09% $50,000 and up 5.20% Rate checked
More details - Wray State BankWindsor State Bank Certificate of DepositCD · 24 months · $200 min · 4.49%–4.60% by balance
Bank · 1 branch
4.49%APY$918 over 24 months on $10,000Requirements
Product: Automatically renews at maturity. Early withdrawal penalty may apply. Speak to a banker for details, fees and terms.
Rate by balance
Rate by balance for Windsor State Bank Certificate of Deposit Balance APY $200 and upYour amount 4.49% $50,000 and up 4.60% Rate checked
More details - Equitable Savings & Loan AssociationCertificate of DepositCD · 120 months · $500 min
Bank · 2 branches
3.98%APY$4,774 over 120 months on $10,000Requirements
Offer: Penalty: 3 MO+ early withdrawal penalty
3.90% interest rate
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Rates listed are valid for personal accounts only. Available in various terms from 3 months to 7 years. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: The minimum deposit required to open this account is $1,000. The minimum balance to obtain the APY is $1,000. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
3.70% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.70%APY$91 over 3 months on $10,000
Requirements
Product: Ability to add to principal (Personal CDs only). Penalty may be imposed for early withdrawal. No monthly service or maintenance fees.
3.63% interest rate
Rate checked
More details - Sterling Federal Credit UnionShare Certificates / CDsCD · 12 months · $1,000 min
Credit union · 1 branch
3.51%APY$351 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply. Dividends are paid and compounded monthly. Rate is specific to the term.
Compounded monthly · Effective Aug 18, 2026
Rate checked
More details - 3.46%APY
Requirements
Offer: Penalty: 12 MO early withdrawal penalty
3.40% interest rate
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fort Morgan, CO metro
53 CDs at 6 banks and credit unions · checked Oct 16–22
- Typical
- 3.34%
- Top 10% from
- 4.20%
- Banks, typical
- 3.34%
- Credit unions, typical
- 3.15%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches