Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–20 results in Falmouth, ME
- Maine Community BankCertificates of Deposit (CDs) – Standard RatesCD · 3 months · $500 min
Bank · 1 branch
2.25%APY$56 over 3.033333333333333 months on $10,000Requirements
Product: Certificates of Deposit are available for personal banking and business banking customers. The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings.
Offer: 91 Day term
Effective Oct 15, 2026
Rate checked
More details - 1.11%APY$567 over 60 months on $10,000with conditions
Requirements
Product: A Full Solutions, Flexible Solutions, Reality Plus or Reality Complete Checking account is required to open and maintain a Premium Certificate of Deposit. Penalty for early withdrawal on certificates of deposit. Fixed for the term.
Offer: 5 Years term.
Qualified rate · 1.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.95%APY$484 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal on certificates of deposit. Fixed for the term.
Offer: 5 Years term.
0.95% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Falmouth, ME
163 CDs at 9 banks and credit unions · checked Oct 16–22
- Typical
- 0.75%
- Top 10% from
- 3.24%
- Banks, typical
- 0.75%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches