Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Durango, CO
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.11%APY$839 over 24 months on $10,000
Requirements
Product: Standard Term Certificates are available to personal and business members. Penalty may be imposed for early withdrawal. APY if dividends are not withdrawn during the term.
4.03% interest rate · Effective Sep 16, 2026
Rate checked
More details - Credit Union of ColoradoPromotional Certificate of Deposit (CD)CD · 15 months · $500 min
Credit union · 1 branch
4.10%APY$515 over 15 months on $10,000intro rateRequirements
Product: This promotion may end at any time and applies to consumer accounts only. This promotion is only available for non-IRA CDs. Dividends compounded and credited quarterly. Early withdrawal penalty of 90 days dividends applies. 10-day grace period upon maturity.
Offer: Fixed term 15 Month. Promotional certificate available for non-IRA CDs only.
Promotional rate · 4.04% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000
Effective Jun 3, 2026
Rate checked
More details - Credit Union of ColoradoTraditional Certificate of Deposit (CD)CD · 12 months · $500 min · 3.51%–3.80% by balance
Credit union · 1 branch
3.60%APY$360 over 1 year on $10,000Requirements
Product: Open with $500. Automatic renewal upon maturity with a 10-day grace period. Early withdrawal penalty applies. Dividends credited and compounded quarterly.
Offer: Fixed term 1 Year.
3.46% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Traditional Certificate of Deposit (CD) Balance APY $500 and up 3.51% $10,000 and upYour amount 3.60% $25,000 and up 3.70% $100,000 and up 3.80% Rate checked
More details - 3.51%APY$471 over 16 months on $10,000
Requirements
Product: During the term, account owner may withdraw up to 50% of account balance once per calendar month without penalty. Withdrawals over 50% incur a penalty equivalent to 180 days' worth of dividends on the remaining amount. Early withdrawal penalty may apply. Available to personal and business members.
Offer: Standard rate tier. APY if dividends are not withdrawn during the term.
3.45% interest rate · Balance cap $99,999.99 · Effective Sep 16, 2026
Rate checked
More details - First Southwest BankCertificate of Deposit (CD)CD · 3 months · $1,000 min · 3.50%–3.60% by balance
Bank · 1 branch
3.50%APY$86 over 3 months on $10,000Requirements
Product: Fixed interest rates. Early withdrawal penalties may apply. Interest is compounded monthly and paid monthly.
Offer: Standard tier
3.45% interest rate · Compounded monthly · Effective Feb 6, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $1,000 – $250,000Your amount 3.50% $250,000 and upJumbo tier 3.60% Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Additional deposits of $50.00 or greater are allowed on 90 day and 6 month Add-on Certificates only. Dividends credited and compounded quarterly. Early withdrawal penalty applies.
Offer: Fixed term 6 Month Add-on Certificate.
3.26% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - 3.05%APY$75 over 3 months on $10,000
Requirements
Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.
Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.
3.00% interest rate · Compounded daily · Balance cap $99,999 · Effective Oct 3, 2026
Rate checked
More details - NBH BankFixed Rate 15 Month Time Deposit (Online Account Opening)CD · 15 months · $500 min
Bank · 1 branch
2.76%APY$346 over 15 months on $10,000Requirements
Product: Online Account Opening schedule for 15 Month Certificate of Deposit Time Account.
Offer: Must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest compounded annually and credited annually and at maturity.
2.75% interest rate · Compounded annually
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Durango, CO
69 CDs at 7 banks and credit unions · checked Oct 4–22
- Typical
- 3.10%
- Top 10% from
- 4.00%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.46%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches