Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–18 results in Waynesville, NC metro
- 3.00%APY$149 over 6 months on $10,000
Requirements
Product: Early withdrawal penalty will or may be imposed. Minimum $25 deposit must be maintained to earn interest. Quoted APY is subject to change.
Offer: Early withdrawal penalty will or may be imposed. Minimum $25 deposit must be maintained to earn interest.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Waynesville, NC metro
78 CDs at 9 banks and credit unions · checked Oct 6–22
- Typical
- 2.75%
- Top 10% from
- 4.00%
- Banks, typical
- 1.63%
- Credit unions, typical
- 3.59%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Waynesville, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- State Employees' Credit UnionCredit union · 1 branch
- Telco Community Credit UnionCredit union · 1 branch
- Mountain Credit UnionCredit union · 1 branch