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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–55 results in Springfield, IL metro

  1. Warren-Boynton State Bank15 Month CDCD · 15 months · $1,000 min

    Bank · 2 branches

    0.35%APY$44 over 15 months on $10,000
  2. Warren-Boynton State Bank18 Month CDCD · 18 months · $1,000 min

    Bank · 2 branches

    0.35%APY$53 over 18 months on $10,000
  3. Warren-Boynton State Bank12 Month CDCD · 12 months · $1,000 min

    Bank · 2 branches

    0.30%APY$30 over 1 year on $10,000
  4. Warren-Boynton State Bank10 Month CDCD · 10 months · $1,000 min

    Bank · 2 branches

    0.25%APY$21 over 10 months on $10,000
  5. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 4 branches

    0.25%APY$126 over 60 months on $10,000
  6. Warren-Boynton State Bank6 Month CDCD · 6 months · $1,000 min

    Bank · 2 branches

    0.20%APY$10 over 6 months on $10,000
  7. Warren-Boynton State Bank7 Month CDCD · 7 months · $1,000 min

    Bank · 2 branches

    0.20%APY$12 over 7 months on $10,000
  8. Warren-Boynton State Bank7 to 31 Day CDCD · 1 month · $1,000 min

    Bank · 2 branches

    0.10%APYintro rate
  9. Warren-Boynton State Bank3 Month CDCD · 3 months · $1,000 min

    Bank · 2 branches

    0.10%APY$2 over 3 months on $10,000
  10. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 2 branches

    0.05%APY$2 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Springfield, IL metro

325 CDs at 24 banks and credit unions · checked Oct 16–22

Typical
2.12%
Top 10% from
3.75%
Banks, typical
1.52%
Credit unions, typical
3.30%

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Springfield, IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Cooperative Choice Network Credit UnionCredit union · 1 branch
  2. Heartland Credit UnionCredit union · 3 branches
  3. Illinois Educators CUCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate