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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16 result in Spirit Lake, IA metro

  1. The State Bank3 Month CDCD · 3 months · $1,000 min

    Bank · 2 branches

    1.51%APY$38 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Spirit Lake, IA metro

49 CDs at 7 banks and credit unions · checked Oct 16

Typical
3.35%
Top 10% from
4.04%
Banks, typical
3.45%
Credit unions, typical
1.25%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate