Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–56 results in Olympia, WA metro
- Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 3 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.31%APY$164 over 15 months on $10,000
Requirements
Product: Only available for consumer customers (not businesses/organizations). Allows additional investments without extending maturity date. Fixed rate for term. Early withdrawal penalty may apply.
Offer: 15 Mo. Add-On CD. Compounded monthly.
1.30% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate checked
More details - 1.21%APY$182 over 18 months on $10,000
Requirements
Product: Only available for consumer customers (not businesses/organizations). Allows additional deposits and bumping up to a higher rate once during the term without extending the maturity date. Variable rate for term. Early withdrawal penalty may apply.
Offer: 18 Mo. Add-on Bump Rate CD. Compounded monthly. Rate may change once during term.
1.20% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate checked
More details - 0.90%APY$458 over 60 months on $10,000
Requirements
Product: Only available for consumer customers (not businesses/organizations). Allows bumping up to a higher rate once during the term without extending the maturity date. Variable rate for term. Early withdrawal penalty may apply.
Offer: 60 Mo. Bump Rate CD. Compounded monthly. Rate may change once during term.
0.90% interest rate · Compounded monthly · Effective Oct 9, 2026
Rate checked
More details - America's Credit UnionShare Certificates - STANDARDCD · 48–Unknown months · $500 min
Credit union · 4 branches
0.55%APYRequirements
Product: Membership required. Penalty of up to 90 days of dividends may be imposed for early withdrawal.
0.55% interest rate · Balance cap $24,999.99 · Effective Oct 1, 2026
Rate checked
More details - America's Credit UnionShare Certificates - FLEXCD · 48–Unknown months · $500 min
Credit union · 4 branches
0.50%APYRequirements
Product: Allows adding funds (minimum of $100 deposits) without having to wait until maturity. Rates may change after account opening. The Index is the 2 year US Treasury Bill published on the 25th day of the month; minimum dividend rate will never be less than the Performance Saver minimum dividend rate. Penalty of up to 90 days of dividends may be imposed for early withdrawal.
0.50% interest rate · Balance cap $24,999.99 · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Olympia, WA metro
319 CDs at 25 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 3.75%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.92%
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Olympia, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America's Credit UnionCredit union · 4 branches
- Navy Federal Credit UnionCredit union · 1 branch
- Our Community CUCredit union · 1 branch