Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–17 results in Lincoln, IL metro
- The First National Bank in TremontCertificates of DepositCD · 3 months · $1,000 min
Bank · 2 branches
1.22%APY$30 over 3 months on $10,000Requirements
Product: Terms from 3 months up to 3 years. Rates subject to change without notice. Interest is compounded and credited quarterly. Rates are fixed for the initial term. Early withdrawal penalties apply. Account fees could reduce earnings. Minimum balance is required to obtain the stated APY.
1.21% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.22%APY$245 over 24 months on $10,000intro rate
Requirements
Product: Penalty will be imposed for early withdrawal. Overall APY 1.22%. Rates current as of 9/17/2026.
Offer: Next 6 months (months 13-18). Overall APY for full 24-month term is 1.22%. Penalty for early withdrawal.
Promotional rate · 1.25% interest rate · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Lincoln, IL metro
78 CDs at 6 banks and credit unions · checked Oct 16
- Typical
- 2.20%
- Top 10% from
- 3.79%
- Banks, typical
- 1.85%
- Credit unions, typical
- 3.09%
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Lincoln, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CEFCUCredit union · 1 branch