Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–14 results in Lebanon, MO metro
- Infuze Credit UnionPromotional Share CertificatesCD · 9 months · $2,000 min
Credit union · 2 branches
4.31%APY$322 over 9 months on $10,000intro rateRequirements
Product: Minimum opening balance and deposit to earn APY is $2,000. Penalty applies for early withdrawal. Personal accounts only. Rates not available on IRA certificates. Special is subject to end without notice. Membership required.
Offer: 9-Month Special promotional share certificate.
Promotional rate · 4.23% interest rate · Effective Oct 5, 2026
Rate checked
More details - Infuze Credit UnionShare CertificatesCD · 12 months · $500 min · 4.01%–4.11% by balance
Credit union · 2 branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Personal accounts only. Minimum opening balance to earn APY is $500 for standard share certificates. Early withdrawal penalties apply. Rates not available on IRA certificates. Automatically renews at maturity with a 10-day grace period. Membership required.
3.94% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $9,999 4.01% $10,000 – $24,999Your amount 4.06% $25,000 and up 4.11% Rate checked
More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 1 branch
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 1 branch
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.50%APY$320 over 11 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - Infuze Credit Union6-Month Sock-it-Away Share CertificateCD · 6 months · $100 min · 3.30%–3.40% by balance
Credit union · 2 branches
3.35%APY$166 over 6 months on $10,000Requirements
Product: Minimum opening balance of $100. Penalty applies for early withdrawal. Personal accounts only. Membership required.
3.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for 6-Month Sock-it-Away Share Certificate Balance APY Up to $9,999 3.30% $10,000 – $24,999Your amount 3.35% $25,000 and up 3.40% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: No setup or maintenance fees. $1,000 minimum deposit to open. Early withdrawals subject to penalty (3 and 6 month terms penalty is 3 months interest; greater than 6 to 24 months penalty is 6 months interest; greater than 24 months penalty is 12 months interest).
Offer: Penalty for early withdrawal (12 months interest).
1.00% interest rate · Effective Apr 4, 2023
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Lebanon, MO metro
39 CDs at 5 banks and credit unions · checked Oct 6–17
- Typical
- 0.90%
- Top 10% from
- 3.77%
- Banks, typical
- 0.60%
- Credit unions, typical
- 3.56%
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Lebanon, MO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Infuze Credit UnionCredit union · 2 branches