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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–24 results in Jefferson City, MO metro

  1. Top Carrot, Carrot Score 89
    Multipli Credit UnionEasySaver CertificateCD · 12 months · $10 min

    Credit union · 4 branches

    3.25%APY$325 over 1 year on $10,000
  2. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  3. Commerce Bank2 Month Promotional CDCD · 2 months · $5,000 min

    Bank · 2 branches

    3.05%APY$50 over 2 months on $10,000intro rate
  4. First Mid Bank & TrustCertificates of DepositCD · 24 months · $1,000 min

    Bank · 2 branches

    2.75%APY$558 over 24 months on $10,000
  5. Top Carrot, Carrot Score 88
    United Credit UnionSimple Saver Share CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    0.50%APY$50 over 1 year on $10,000
  6. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 1 branch

    0.40%APY$202 over 60 months on $10,000
  7. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 1 branch

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  8. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 1 branch

    0.30%APY$181 over 72 months on $10,000
  9. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    0.25%APY$126 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Jefferson City, MO metro

145 CDs at 15 banks and credit unions · checked Oct 6–16

Typical
2.75%
Top 10% from
4.22%
Banks, typical
1.10%
Credit unions, typical
3.79%

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Jefferson City, MO metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. MECE Credit UnionCredit union · 1 branch
  2. Conservation Employees Credit UnionCredit union · 1 branch
  3. Multipli Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate