Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–7 results in Fort Madison, IA metro
- 4.75%APY$2,612 over 60 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
4.67% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.20%APY$820 over 23 months on $10,000
Requirements
Product: Special Share Certificates require a $5,000 minimum deposit. 3-11 month products paid monthly, others paid quarterly.
Offer: Dividends paid quarterly.
4.13% interest rate
Rate checked
More details - Fox Valley Credit UnionTerm Certificates or Certificates of DepositCD · 12 months · $500 min
Credit union · 1 branch
4.08%APY$408 over 1 year on $10,000intro rateRequirements
Product: The minimum deposit to open a CD is $500. There is a penalty for early withdrawal, and fees could reduce both earnings and principle on the account.
Offer: Limited time promotional rate; maximum deposit of $50,000 per member; penalty for early withdrawal.
Promotional rate · 4.00% interest rate · Balance cap $50,000 · Effective Oct 6, 2026
Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: When depositing to certain Share Certificates, members have the option of changing the rate once on that certificate for its remaining term at the rate currently being offered by AIM Credit Union. Regular Share Certificates require a $1,000 minimum deposit. 3-11 month products paid monthly, others paid quarterly.
Offer: Dividends paid quarterly.
2.96% interest rate
Rate checked
More details - 2.90%APY$741 over 30 months on $10,000with conditions
Requirements
Product: Offers an option to increase the rate one time during the term based on current rates; additional funds may be added up to initial deposit amount in $1,000 increments at time of increase. Interest compounded and credited quarterly using daily balance method. Penalty for early withdrawal: 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
Qualified rate · 2.87% interest rate · Effective Sep 23, 2026
Rate checked
More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
2.71% interest rate
Rate checked
More details - 1.21%APY$620 over 60 months on $10,000
Requirements
Product: Penalties apply for early withdrawal. Guaranteed fixed rate of return. Choose the term to suit your needs, from 7 days to 5 years.
Offer: Compounded quarterly. Early withdrawal penalties apply.
1.20% interest rate · Compounded quarterly · Effective Oct 2, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Fort Madison, IA metro
63 CDs at 5 banks and credit unions · checked Oct 16
- Typical
- 2.50%
- Top 10% from
- 4.20%
- Banks, typical
- 2.75%
- Credit unions, typical
- 1.81%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Fort Madison, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fox Valley Credit UnionCredit union · 1 branch