Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 121–126 results in Detroit, MI metro
- Cornerstone Community Financial Credit UnionStep-Up CertificateCD · 24 months · $1,000 min
Credit union · 7 branches
1.10%APY$221 over 24 months on $10,000intro rateRequirements
Product: 24-month certificate with rate bumps every 6 months. Dividends paid at maturity. Penalty may apply for early withdrawal.
Offer: Fourth 6 months rate
Promotional rate · 1.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - ELGA Credit UnionSave To WinCD · 12 months · $25 min · 0.10%–0.75% by balance
Credit union · 2 branches
0.75%APY$75 over 1 year on $10,000Requirements
Product: Members who opened their Save To Win accounts in the State of Florida, and/or who transact business primarily in branches located in the State of Florida are ineligible to win.
0.75% interest rate
Rate by balance
Rate by balance for Save To Win Balance APY Up to $25,000Your amount 0.75% $25,000 and up 0.10% Rate checked
More details - 0.75%APY$381 over 60 months on $10,000
Requirements
Product: Federally insured by NCUA up to $250,000. Early withdrawal penalty may apply.
Offer: Early withdrawal penalty may apply.
0.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.05%APY$2 over 6 months on $10,000
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Detroit, MI metro
756 CDs at 73 banks and credit unions · checked Oct 16–22
- Typical
- 3.20%
- Top 10% from
- 4.10%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.35%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches