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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–2 of 2 results in Arecibo, PR metro · Few institutions in Arecibo, PR metro: choose a wider area in the filters

  1. Top Carrot, Carrot Score 96
    PenFed Credit UnionMoney Market CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.20%APY$320 over 1 year on $10,000
  2. Puerto Rico Federal Credit UnionCertificado de AccionesCD · 12 months · $1,000 min

    Credit union · 1 branch

    2.60%APY$260 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Arecibo, PR metro

2 CDs at 2 banks and credit unions · checked Oct 22–29

Typical
2.90%
Top 10% from
3.14%
Credit unions, typical
2.90%

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Puerto Rico

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. CitiBank · 2 branches
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate