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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
In Baltimore, MD metro

Top CD rates

Showing 1–15 results in Baltimore, MD metro

  1. Top Carrot, Carrot Score 87
    First Eagle Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    5.00%APY$500 over 1 year on $10,000
  2. Top Carrot, Carrot Score 98
    Tower Federal Credit UnionRegular and Special Share CertificatesCD · 12 months · $500 min

    Credit union · 15 branches

    4.95%APY$495 over 1 year on $10,000intro rate
  3. POCU of MarylandHigh Rate CDsCD · 12 months · $500 min

    Credit union · 1 branch

    4.59%APY$459 over 1 year on $10,000intro rate
  4. Top Carrot, Carrot Score 93
    NASA Federal Credit UnionShare CertificatesCD · 12 months · $50 min

    Credit union · 2 branches

    4.35%APY$435 over 1 year on $10,000
  5. Top Carrot, Carrot Score 93
    NASA Federal Credit UnionShare CertificatesCD · 12 months · $250 min · 4.25%–4.35% by balance

    Credit union · 2 branches

    4.35%APY$435 over 1 year on $10,000
  6. First Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 8 branches

    4.35%APY$435 over 1 year on $10,000with conditions
  7. Top Carrot, Carrot Score 99
    Educational Systems Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.30%APY$430 over 1 year on $10,000intro rate
  8. Top Carrot, Carrot Score 99
    Educational Systems Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.25%APY$425 over 1 year on $10,000intro rate
  9. Top Carrot, Carrot Score 95
    Self Reliance Financial Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.24%APY$424 over 1 year on $10,000
  10. POCU of MarylandHigh Rate CDsCD · 12 months · $500 min

    Credit union · 1 branch

    4.07%APY$407 over 1 year on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 12 months · $1,000 min · 4.05%–4.10% by balance

    Credit union · 8 branches

    4.05%APY$405 over 1 year on $10,000
  12. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 8 branches

    4.00%APY$400 over 1 year on $10,000
  13. Capital One360 CDCD · 12 months · $0 min

    Bank · 9 branches

    4.00%APY$400 over 1 year on $10,000
  14. Top Carrot, Carrot Score 88
    APL Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000
  15. LM Federal Credit UnionRegular Certificate AccountsCD · 12 months · $500 min · 3.50%–4.00% by balance

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Baltimore, MD metro

66 CDs at 46 banks and credit unions · checked Oct 16–22

Typical
3.60%
Top 10% from
4.28%
Banks, typical
1.88%
Credit unions, typical
3.84%

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Baltimore, MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 1 branch
  2. Tower Federal Credit UnionCredit union · 15 branches
  3. Freedom Federal Credit UnionCredit union · 8 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate