Compare Bank & Credit Union Rates
Best CD rates in Wilmington, DE
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–18 results in Wilmington, DE
- Stepping Stones Community Federal Credit UnionShare CertificatesCD · 60 months · $100 min
Credit union · 1 branch
0.35%APY$176 over 60 months on $10,000Requirements
Product: Must be a member in good standing of Stepping Stones Community Federal Credit Union (requires purchasing 1 share for $5.00). Early withdrawal penalty applies (31 days' dividends for 6 months, 90 days' dividends for 12 months, 180 days' interest for >12 months). Accounts renew automatically with a 5-day grace period. No additional deposits permitted prior to maturity.
Offer: Compounded monthly. Minimum balance required to earn APY is $100.
0.35% interest rate · Compounded monthly · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wilmington, DE
198 CDs at 13 banks and credit unions · checked Oct 16–22
- Typical
- 1.63%
- Top 10% from
- 4.05%
- Banks, typical
- 1.63%
- Credit unions, typical
- 2.01%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches