Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–5 of 5 in Guayama Municipio, PR · median 5.29% APR
- 4.34%APRas low as
Terms
Model years 2025 & newer. Stated as low as.
Auto loan score 87 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as · up to 13.75%
4.75% APR, up to 13.75%
Terms
Special rate valid until November 30, 2026. Subject to credit approval and meeting criteria established by VAPRFCU. Terms of up to 84 months available if credit score is 760 or higher.
Auto loan score 81 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 5.29%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Term 60 months with maximum up to 84 months. MSRP starting at $18,000.
Auto loan score 67 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches - 6.25%APRas low as
Terms
New vehicles. Starting at 6.25% APR for terms up to 72 months.
Auto loan score 62 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 6.34%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Auto nuevo. Aplica luego de descuento de 0.25% al acogerse al pago directo. Término máximo de 72 meses para clientes con puntuación de riesgo de 795 en adelante. No se puede combinar con otras ofertas o descuentos.
Auto loan score 62 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Guayama Municipio, PR
5 banks and credit unions · checked Oct 15–22
- Typical
- 5.29%
- Top 10% up to
- 4.50%
- Banks, typical
- 6.25%
- Credit unions, typical
- 4.54%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Puerto Rico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 7 branches
- CitiBank · 2 branches