Compare Bank & Credit Union Rates
Best auto loan rates in Middlebury, VT
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–3 of 3 in Addison County, VT · median 7.24% APR
- 6.79%APRas low as · up to 15.69%with conditions
6.79% APR, up to 15.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
To qualify for the lowest APR available (6.79%): term must be 48 months or less; collateral model year must be 2025 or newer; must have or open an M&T MyChoice Premium or Power Checking account at time of application; and automatic payment deductions from any M&T checking account must be established. Terms up to 84 months available.
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 7.24%APRas low as
Terms
New Only. Minimum loan amount $35,000.
Auto loan score 82 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - National Bank of MiddleburyNew auto or recreational vehicle loans · up to 60 months
Bank · 5 branches
7.80%APRas low as · up to 9.30%with conditions7.80% APR, up to 9.30%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Requires automatic payment for stated APR range; add 0.50% to interest rate without automatic payment. Rates vary by credit score.
Auto loan score 60 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Addison County, VT
3 banks and credit unions · checked Oct 16–22
- Typical
- 7.24%
- Top 10% up to
- 6.88%
- Banks, typical
- 7.30%
- Credit unions, typical
- 7.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Vermont
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 12 branches
- EastRise Credit UnionCredit union · 16 branches
- Bank of BenningtonBank · 5 branches