Compare Bank & Credit Union Rates
Best auto loan rates in Quincy, IL
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–2 of 2 in Adams County, IL · median 4.99% APR
- 4.99%APRas low as · up to 21.99%
4.99% APR, up to 21.99%
Terms
Rates as of October 2026. Rate may vary based on individual creditworthiness. Minimum payment - $50.00. Minimum term - 60 months. Subject to credit approval.
Auto loan score 83 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as · up to 13.24%
4.99% APR, up to 13.24%
Terms
Model years 2026-2024. Up to 115% NADA Retail Value. Add 0.50% if term is >72 months.
Auto loan score 78 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Adams County, IL
2 banks and credit unions · checked Oct 16
- Typical
- 4.99%
- Top 10% up to
- 4.99%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch