Compare Bank & Credit Union Rates
Best auto loan rates in Alaska
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–12 of 12 in Alaska · median 5.42% APR
- 4.39%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Includes 2% Full-Service Discount. On approved credit. Rates and terms subject to creditworthiness. Restrictions apply. Does not include internal refinancing. Up to 120 months maximum term (10-year term).
Auto loan score 88 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
5 years / 60 months term; New Auto (2021 and Newer).
Auto loan score 79 · Carrot Score 90
Rate checked · Auto loans rates on its site
Rates and branches - Alaska District Engineers Federal Credit UnionNew/Used Auto · up to 84 months
Credit union · 1 branch
5.00%APRas low asTerms
Credit based; .25% discount on all loans if you opt for Autopay.
Auto loan score 82 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.19%APRas low as
Terms
As low as 5.19% APR. Terms up to 84 months (APR may vary). Rates are based on an evaluation of credit history and other factors, so rate may differ. Maximum APR is 18%. All loans subject to approval.
Auto loan score 80 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as
Terms
As low as rate for Car, Truck, SUV.
Auto loan score 76 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.40%APRas low as
Terms
Rate is as low as 5.40% APR on approved credit. Maximum loan amount $250,000. Rates, terms and conditions subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval.
Auto loan score 75 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.45%APRas low as
Auto loan score 75 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Advertised 'as low as' rate assumes excellent credit. Rates subject to approval. Includes automatic payment discount. Same rates for new, used, or refinance.
Auto loan score 69 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as · up to 11.50%
5.50% APR, up to 11.50%
Terms
Save 0.25% when applying online upon approval of credit.
Auto loan score 72 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
As low as 5.50% APR. Same low rate for new or used cars up to 8 years old, and refinance auto loans. Rate rebate available with Tongass Checking. Based on approved credit.
Auto loan score 72 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as
Terms
Promotional special rate as low as 5.74% APR. Valid for applications submitted between 2024-12-01 and 2024-12-31.
Auto loan score 69 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 6.15%APRas low as
Terms
Best rate on approved credit. Maximum loan amount $150,000.
Auto loan score 64 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Alaska
12 banks and credit unions · checked Oct 16–22
- Typical
- 5.42%
- Top 10% up to
- 4.99%
- Banks, typical
- 6.15%
- Credit unions, typical
- 5.40%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Alaska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Alaska Air Group Credit UnionCredit union · 1 branch
- Northern Skies Federal Credit UnionCredit union · 2 branches
- Spirit of Alaska Credit UnionCredit union · 4 branches