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Compare Bank & Credit Union Rates

Best auto loan rates in Anniston, AL

Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.

Vehicle
Institution
Location

Top new-car loan rates

Showing 1–5 of 5 in Anniston, AL · median 4.95% APR

  1. Top Carrot, Carrot Score 98
    AOD Federal Credit UnionAuto Loans · up to 75 months

    Credit union · 2 branches

    2.74%APRas low asunusually low · being checked
  2. Top Carrot, Carrot Score 89
    Southern Energy Credit UnionNew Car Loans · up to 63 months

    Credit union · 1 branch

    4.60%APRas low as
  3. AlaTrust Credit UnionNew Vehicle Loans (2025-2027) · up to 61 months

    Credit union · 1 branch

    4.95%APRas low as
  4. Top Carrot, Carrot Score 87
    Emblem Credit UnionNew Name, Fresh Rates Loan Special · up to 84 months

    Credit union · 1 branch

    5.25%APRas low as
  5. Fort McClellan Credit UnionNew Auto Loans · up to 60 months

    Credit union · 2 branches

    5.35%APRas low as

Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What new auto loans cost in Anniston, AL

5 banks and credit unions · checked Oct 22

Typical
4.95%
Top 10% up to
3.48%
Credit unions, typical
4.95%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Anniston, AL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. AOD Federal Credit UnionCredit union · 5 branches
  2. AmFirstCredit union · 2 branches
  3. Family Savings Credit UnionCredit union · 1 branch
See all ranked institutions