Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Utica, NY metro
Showing 1–11 of 11 scored for CDs
- AmeriCU Credit Union3–8 mo 4.50% · 9–15 mo 4.50% · 16–30 mo 4.00% · 31–60 mo 3.50%
Credit union · 5 branches
95CD score#1 in Utica, NY metro - Utica Gas & Electric Federal Credit Union3–8 mo 4.15% · 9–15 mo 4.60% · 16–30 mo 4.00% · 31–60 mo 3.75%
Credit union · 1 branch
95CD score#2 in Utica, NY metro - G.P.O. Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.50% · 16–30 mo 3.75% · 31–60 mo 3.75%
Credit union · 7 branches
92CD score#3 in Utica, NY metro - 90CD score#4 in Utica, NY metro
- Utica District Telephone Employees Federal Credit Union3–8 mo 3.56% · 9–15 mo 4.06% · 16–30 mo 4.06% · 31–60 mo —
Credit union · 1 branch
86CD score#5 in Utica, NY metro - Mohawk Valley Federal Credit Union3–8 mo 3.90% · 9–15 mo 3.75% · 16–30 mo 3.65% · 31–60 mo 2.90%
Credit union · 2 branches
82CD score#6 in Utica, NY metro - First Source Federal Credit Union3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 3.25% · 31–60 mo 2.50%
Credit union · 6 branches
81CD score#7 in Utica, NY metro - Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%
Bank · 2 branches
81CD score#7 in Utica, NY metro - Rome Federal Credit Union3–8 mo 4.00% · 9–15 mo 2.25% · 16–30 mo 2.75% · 31–60 mo 2.75%
Credit union · 1 branch
76CD score#9 in Utica, NY metro - Remington Federal Credit Union3–8 mo 3.00% · 9–15 mo 3.65% · 16–30 mo 3.03% · 31–60 mo 3.03%
Credit union · 1 branch
72CD score#10 in Utica, NY metro - RT Federal Credit Union3–8 mo 1.15% · 9–15 mo 1.16% · 16–30 mo 1.76% · 31–60 mo —
Credit union · 2 branches
62CD score#11 in Utica, NY metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 12 of the 23 institutions with a branch in Utica, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.