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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Spencer, IA metro

Showing 1–4 of 4 scored for CDs

  1. Farmers Savings Bank3–8 mo 3.25% · 9–15 mo 4.14% · 16–30 mo 3.25% · 31–60 mo 3.49%

    Bank · 1 branch

    84CD score#1 in Spencer, IA metro
  2. Community State Bank3–8 mo 3.55% · 9–15 mo 3.73% · 16–30 mo 4.04% · 31–60 mo 3.28%

    Bank · 2 branches

    83CD score#2 in Spencer, IA metro
  3. Telco Triad Community Credit Union3–8 mo 2.25% · 9–15 mo 2.85% · 16–30 mo 3.00% · 31–60 mo 3.75%

    Credit union · 1 branch

    74CD score#3 in Spencer, IA metro
  4. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 1 branch

    65CD score#4 in Spencer, IA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 5 of the 9 institutions with a branch in Spencer, IA metro have too few rates published or captured to score. Rankings are a preview, not awards.