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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Richmond, IN metro

Showing 1–8 of 8 scored for CDs

  1. Merchants Bank3–8 mo 3.82% · 9–15 mo 4.08% · 16–30 mo 2.90% · 31–60 mo 2.95%

    Bank · 2 branches

    84CD score#1 in Richmond, IN metro
  2. 3Rivers Federal Credit Union3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 2.75% · 31–60 mo 3.50%

    Credit union · 3 branches

    80CD score#2 in Richmond, IN metro
  3. Perfect Circle Credit Union3–8 mo 3.30% · 9–15 mo 3.56% · 16–30 mo 3.04% · 31–60 mo 3.04%

    Credit union · 2 branches

    72CD score#3 in Richmond, IN metro
  4. First Bank Richmond3–8 mo 2.79% · 9–15 mo 3.05% · 16–30 mo 3.15% · 31–60 mo 3.25%

    Bank · 7 branches

    71CD score#4 in Richmond, IN metro
  5. HCP Credit Union3–8 mo — · 9–15 mo 3.75% · 16–30 mo 1.26% · 31–60 mo 1.41%

    Credit union · 1 branch

    67CD score#5 in Richmond, IN metro
  6. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 3 branches

    65CD score#6 in Richmond, IN metro
  7. NATCO3–8 mo 1.00% · 9–15 mo 1.00% · 16–30 mo 1.00% · 31–60 mo —

    Credit union · 2 branches

    61CD score#7 in Richmond, IN metro
  8. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 2 branches

    60CD score#8 in Richmond, IN metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 5 of the 13 institutions with a branch in Richmond, IN metro have too few rates published or captured to score. Rankings are a preview, not awards.