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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Effingham, IL metro

Showing 1–10 of 10 scored for Savings

  1. Land of Lincoln Credit Union$1,000 0.08% · $10,000 1.46% · $100,000 1.99%

    Credit union · 2 branches

    87Savings score#1 in Effingham, IL metro
  2. Teutopolis State Bank$1,000 0.75% · $10,000 0.75% · $100,000 0.75%

    Bank · 2 branches

    84Savings score#2 in Effingham, IL metro
  3. First State Bank of Beecher City$1,000 0.60% · $10,000 0.60% · $100,000 2.02%

    Bank · 1 branch

    82Savings score#3 in Effingham, IL metro
  4. Dieterich Bank$1,000 0.10% · $10,000 0.10% · $100,000 0.35%

    Bank · 5 branches

    77Savings score#4 in Effingham, IL metro
  5. First National Bank of Waterloo$1,000 0.30% · $10,000 0.35% · $100,000 0.40%

    Bank · 1 branch

    75Savings score#5 in Effingham, IL metro
  6. Midland States Bank$1,000 — · $10,000 0.07% · $100,000 0.10%

    Bank · 1 branch

    73Savings score#6 in Effingham, IL metro
  7. Washington Savings Bank$1,000 0.09% · $10,000 0.10% · $100,000 0.15%

    Bank · 2 branches

    69Savings score#7 in Effingham, IL metro
  8. Constitution Bank$1,000 0.10% · $10,000 0.20% · $100,000 0.20%

    Bank · 1 branch

    68Savings score#8 in Effingham, IL metro
  9. Crossroads Bank$1,000 0.10% · $10,000 0.15% · $100,000 0.25%

    Bank · 2 branches

    67Savings score#9 in Effingham, IL metro
  10. First Mid Bank & Trust$1,000 0.05% · $10,000 0.10% · $100,000 3.44%

    Bank · 3 branches

    66Savings score#10 in Effingham, IL metro

Ranked by Savings score: how each institution’s savings and money market rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 4 of the 14 institutions with a branch in Effingham, IL metro have too few rates published or captured to score. Rankings are a preview, not awards.