Credit union · NCUA insured
Wymar Federal Credit Union Credit Card Rates
Wymar Federal Credit Union credit card rates start at 9.99% APR. Rates checked October 16, 2026.
How Wymar Federal Credit Union’s credit card rates compare
Compared with banks and credit unions in Louisiana, where Wymar Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Wymar Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Bossier Federal Credit Union
6.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Post Office Employees Credit Union
6.90%APR
- Up to
- 19.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Rewards Card
On approved credit, some restrictions apply. Variable rate based on the Prime Rate as published by the Wall Street Journal, subject to change semi-annually on January 31st and July 31st, and will not exceed 18% APR in accordance with NCUA regulation.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate / balance transfer promo: 0% APR for 12 months on transferred balances requested by March 31, 2027 (0% APR through March 2027) with no balance transfer fee; after promotional period, APR reverts to standard variable rate based on creditworthiness. |
| Ongoing | 9.99%–18.00% | None | Standard variable rate as low as 9.99% APR based on Prime Rate and creditworthiness, up to a maximum of 18% APR. |
Sources (1)
- wymarfcu.com/credit-card · captured Oct 7, 2026
Elemental Rewards Card
Uses savings as collateral to secure the card. Variable rate based on the Prime Rate as published by the Wall Street Journal, subject to change semi-annually on January 31st and July 31st, not to exceed 18% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate / balance transfer promo: 0% APR for 12 months on transferred balances requested by March 31, 2027 (through March 2027) with no balance transfer fee; after promotional period, APR reverts to standard variable rate based on creditworthiness. |
| Ongoing | 9.99%–18.00% | None | Standard variable rate as low as 9.99% APR based on Prime Rate and creditworthiness, capped at 18% APR. |
Sources (1)
- wymarfcu.com/credit-card · captured Oct 7, 2026
Who can join Wymar Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of BASF Corporation who work at the Geismar, North Geismar or Vidalia, LA sites, and members of their immediate family are eligible for membership.
- Persons retired as pensioners or annuitants from BASF Corporation are eligible for membership.
- Employees of Wymar Federal Credit Union and members of their immediate family are eligible for membership.
Family and household
- Members of the immediate family (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) or household and organizations of such persons are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Cost to join
- A minimum deposit/balance of $5.00 in a Regular Savings Account is required to join and remain eligible for membership.
Membership information collected October 5, 2026.