Bank · FDIC insured
Woodlands Bank Savings Rates
Woodlands Bank’s best savings rate is 0.05% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How Woodlands Bank’s savings rates compare
Compared with banks and credit unions near Williamsport, PA, where Woodlands Bank has the most branches. $10,000, best rate first.
This bank’s best
Woodlands Bank
0.05%APY
- Minimum
- $0
- Earns on $10,000 a year
- $5
Statement Savings
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
PALCO Federal Credit Union
2.58%APY
- Minimum
- —
- Earns on $10,000 a year
- $258
Woodlands Bank savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Woodlands Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Saver
0.75%APY on $10,000
Cannot be opened as a standalone account; must be opened in conjunction with a linked High Interest or Cash Rewards checking account and enrolled in electronic services (e-Statements and online banking). Limit 1 account per SSN.
| Part of the balance | Rate on that part |
|---|---|
| Up to $50,000 | 0.75% |
| Over $50,000 | 0.25% |
On $10,000 the tiers blend to about 0.75% APY, earning $75 a year.
Sources (1)
- woodlandsbank.com/saver · captured Oct 16, 2026
Statement Savings
0.05%APY
Stand-alone savings account. Must be 18 years old to open individually. Compounded and credited every 3 months. Inactive account fee of $5.00/month after 12 months of inactivity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirements apply to this account. Variable rate.Any balance | 0.05% | $5 | No minimum balance requirements apply to this account. Variable rate. |
Sources (3)
- woodlandsbank.com/savings-accounts_iopen
- woodlandsbank.com/statement-savings
- woodlandsbank.com/truth-in-sav…_statement-savings_feb24
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.