Credit union · NCUA insured
Windthorst Federal Credit Union Auto Loan Rates
Windthorst Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Windthorst Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Wichita Falls, TX, where Windthorst Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Windthorst Federal Credit Union
5.00%APR
- Terms
- up to 60 months
- Up to
- —
Auto Loan Promotion
2nd-lowest rate
Union Square Credit Union
5.74%APR
- Terms
- up to 60 months
- Up to
- 17.49% APR
3rd-lowest rate
Texoma Community Credit Union
6.24%APR
- Terms
- up to 72 months
- Up to
- —
Windthorst Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Windthorst Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Promotion
Limited-time promotional offer. Requires a credit score of 700 or above, and vehicle must be a 2020 model year or newer. Valid for purchase or refinance (refinance applies only to loans not currently financed through Windthorst Federal Credit Union). Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00% | Fixed APR of 5% for a 5-year term. Requires credit score of 700+ and 2020 model year or newer vehicle. |
Sources (1)
- windthorstfcu.org/auto-loan-pr…years-limited-time-offer · captured Oct 7, 2026
Who can join Windthorst Federal Credit Union
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