Credit union · NCUA insured
WILLOW ISLAND
A $12.3M credit union headquartered in St. Marys, WV, with 1,701 members and 3 branches in West Virginia.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About WILLOW ISLAND
- Headquarters
- 7910 S Pleasants HWY, St. Marys, WV 26170-8028
- NCUA charter
- 8474
Branches
3 branches in West Virginia
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West Virginia
3 branches
- Willow Island Federal Credit UnionMain office7910 S Pleasants HWY, St. Marys, WV 26170Directions
- Shared Branching7910 S Pleasants Hwy, St. Marys, WV 26170Directions
- Willow Island Federal Credit Union302 2nd St, St. Marys, WV 26170Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.94% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.72% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.41% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $90 | $59 | — |
- CapitalNet worth ratio7.94%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.72%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.41%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$90Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of WILLOW ISLAND are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.