Bank · FDIC insured
Willamette Valley Bank Savings Rates
A $465.4M bank headquartered in Salem, OR, with 4 branches in Oregon.
How Willamette Valley Bank’s savings rates compare
Compared with banks and credit unions in Oregon, where Willamette Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Willamette Valley Bank
1.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $150
Idaho First-time Home Buyer Savings Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Valley Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Idaho First-time Home Buyer Savings Account
1.50%APY
Idaho resident who has not purchased/owned a single-family home in the last 3 years. Account opened between June 2019 and December 31, 2026. Funds must be used to buy a single-family home in Idaho within 10 years of opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate is variable. APY as of 11/12/25. Interest paid monthly.Any balance | 1.50% | $150 | Rate is variable. APY as of 11/12/25. Interest paid monthly. |
Sources (1)
- willamettevalleybank.com/fthb-savings-idaho · captured Sep 15, 2026
Oregon First-time Home Buyer Savings Account
1.50%APY
Oregon resident who has not purchased/owned a single-family home in the last 3 years. Account opened between June 2019 and December 31, 2026. Funds must be used to buy a single-family home in Oregon within 10 years of opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate is variable. APY as of 11/12/25. Interest paid monthly.Any balance | 1.50% | $150 | Rate is variable. APY as of 11/12/25. Interest paid monthly. |
Sources (1)
- willamettevalleybank.com/fthb-savings · captured Sep 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.