Credit union · NCUA insured
Wichita Falls Teachers Federal Credit Union Credit Card Rates
Wichita Falls Teachers Federal Credit Union credit card rates start at 7.90% APR. Rates checked October 16, 2026.
How Wichita Falls Teachers Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Wichita Falls, TX, where Wichita Falls Teachers Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Wichita Falls Teachers Federal Credit Union
– –
No ongoing APR published
Lowest rate
Wichita Falls Federal Credit Union
8.50%APR
2nd-lowest rate
Windthorst Federal Credit Union
12.00%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
Low fixed rates and no annual fees. Risk-based pricing based on creditworthiness criteria.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90%–17.90% | None | Fixed rate based on creditworthiness criteria. Automatic transfer of payment discounts may be available. |
| Intro, 12 months | 4.90% | None | 4.9% APR for 12 Months. Subject to Approval. |
Sources (3)
All captured Sep 17, 2026
Who can join Wichita Falls Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of Clinics of North Texas and Kell West Regional Hospital.
Military, government and schools
- Membership is open to employees and students of specified area independent school districts and Region 9 Education Service Center.
- Membership is open to employees and students of additional educational institutions and organizations.
- Membership is open to members of Wichita Falls Retired Teachers Association, retirees/annuitants from eligible employment, and surviving spouses of members who died while in the field of membership.
Family and household
- Membership is open to immediate family members (including foster or adopted children) of members or employees of specified employers.
Cost to join
- Eligible persons must make a deposit in a regular savings account to join.
Membership information collected October 5, 2026.